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Life Insurance can affect the Medicaid Application

Ohio Certified Elder Law Attorney, Marta J. Williger explains in her article "Life Insurance and the Medicaid Application, that "to qualify for Medicaid in Ohio, an individual can have only $1,500 or less in "countable" assets. Certain life insurance policies are considered "countable" assets. Others are "exempt" and will not affect the Medicaid application. Understanding the type of life insurance policy you own and its value, both during your lifetime and when you die, will help you best arrange your assets for Medicaid qualification."

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